New Green Investment company in Germany

Posted on August 12, 2011 by admin

I recently discovered a new investment company; www.robinia-invest.com , which  is based in Germany and promotes ecologically, socially and economically responsible ‘robinia’ tree plantations in eastern Germany. Term is 8-10 years with a ROI of about 8-12% per year. Instead of cultivating trees to be processed in to planks or veneer, Robinia Invest cultivates trees to make poles. They calculate only about £ 8,50 per tree after 10 years, so nothing shocking about that. £ 8,50 per tree that’s 10 years old is not all that much.

Here are some earmarks of their participations;

8-10 year investment Minimum investment € 2,000; trade is in euros, that’s about £ 1,700. Four guarantees offered: (1) mortgage collateral (notarised deed/land lease); (2) Maintenance Guarantee; (3) Replacement guarantee (1st year replacement if suffer 25% loss) ; (4) commercially insured against fire and storm damage. Robinia-Invest’s plantations will be FSC (Forest Stewardship Council) certified.

The main differences with a Robinia investment instead of an investment in lets say Teak-plantations are the following;

This is a welcome change from the familiar teak companies who are all based in central or south America. There are of course a few advantages to investing in Germany instead of south or central America;

-        trade is in strong euro, not weak US dollar

-        land value in Germany is much higher then that of south or central America

-        the plantations in Germany are insured against fire and storm damage, which the Teak companies cannot offer.

-        Germany is of course part of the EU and politically a economically very strong and stabile. That of course cannot be said of the countries in south and central America. Look what happened in Honduras recently?

Anyway, you might want to check this site out if you want to invest your money in something which is both for the environment and for your financial future.

Karl Michaels

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KPI Investment Management Can Handle Your Investments Wisely

Posted on August 12, 2011 by admin

Whatever be your future objective of systematic investment planning-child’s education, marriage, buying a house, or retirement planning, it is imperative to handle your available financial resources in such a way that it generates the maximum possible returns with minimal risks.

For investment planning, it is important for you to analyze first how much money you can afford to invest monthly or quarterly. This is because incapability to pay for the investment will force you to pull out your investments early, which will cause you huge financial loss. So, before you purchase any systematic investment plan, budget your expenses well. This should include both, expected and unforeseen expenses.

Next, it is advisable to look for profitable stocks and securities in the market. Before you choose any particular stock, find out its past performance in the financial market. Even if a particular stock or bond is expensive, but has done well in the past, don’t think twice in buying it, since it will promise you profitable returns in future.

KPI Investment Managementbelieve that diversification is the key to investment planning success. By adding varied stocks and bonds to your profile, you can increase your investment profits.

Those of you, who can’t handle investment planning on your own, may consult KPI Investment Management. They are expert who can handle your investments wisely and can assure you of substantial earnings on your investments.

KPI Investment Management of repute keeps a close watch on his client’s investment portfolio and its performance so as not to miss any lucrative investment opportunity, and at the same time, helps avoid any undue risks on his portfolio. Further, he works towards aligning your investments with your investment goals to help you achieve your investment goals and objectives.

For more information you may visit www.kpicapital.com

 

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The Investment Banking Interview Selection Process

Posted on August 12, 2011 by admin

One of my most frequently asked questions is how investment bankers decide who gets an offer following a day of interviews. Even if you did everything right, there’s no guarantee you’ll get an offer if your interviewers didn’t like you.

Who Calls The Shots

Unlike the resume review process, Managing Directors are actually involved in handing out offers. HR does very little aside from scheduling the interviews – usually the MDs even tell them how many Analysts they need.

Typically everyone from Analyst to Managing Director will interview candidates. Everyone does have a say, but it’s ultimately up to the Managing Director who gets hired.

Sure, junior people can disagree with something or try to push back, but the Managing Directors can never be overruled. This is investment banking, after all.

The Selection Process

After the first round of interviews, the interviewers decide who they want to invite back for Superday – where 10-20 candidates are interviewed and final decisions are made.

Sometimes there are too many people and not enough slots. In this case we’ll give interviews to the best few and put everyone else on the waiting list.

During Superday, each interviewer will evaluate different qualities -leadership, drive, technical skills, for example. Candidates are not necessarily ranked on these, but we have an idea of who was the best in each area.

Afterward, HR gathers everyone for a debrief and sees what people thought. Usually consensus emerges pretty quickly on who we give offers to, who goes on the waiting list and who is rejected.

Very rarely are we overwhelmed with star prospective bankers. Most of the time we are only impressed with 1 or 2 people.

How Many Get Selected

In general, we receive 500-1000 resumes for 30-50 interview spots, then give Superday interviews to 10 of those 30-50. Then we pick 2-3 of those to actually receive offers.

These odds don’t look great, but most people we interview do not stand out and you can greatly improve your chances just by practicing and knowing what to expect.

What We Look For In Candidates

We look for people who really, really want the job and will do anything to get it.

Some interviewees are doing it just to test the waters and don’t really know what they’re getting into. Bankers can spot people like this from a mile away. Don’t be one of them.

Prove that you can work hard on very little sleep, learn quickly, play well in teams and are hungry to get experience and you will get offers.

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Stock Investments Direct From The Company

Posted on August 6, 2011 by admin

Nowadays there are companies that allow an investor to purchase stocks from the company directly. It is perfect according to the Securities & Exchange Commission. These are called Direct Stock Plans. It is called DSPP. The company may require information that you have stocks through employment with the company. But it is not required in all companies.

The Direct Stock Plan operates in different manner than buying stock through a broker. There may be small amount of fee & no commissions are charged for these stock plans. On the other hand the company buys and sells the stock at a given time. The investor cannot sell or trade stocks at his will. The broker cannot charge a commission but the investor may always turn the stocks to a broker to sell. You may be charged a fee by the company. It depends on your understanding.

You can implement a Direct Stock Plan to purchase stocks on a regular basis.

If you have companies of your choice, like the Walt Disney Company, Coca Cola or other brand names in the United State. By accessing the company website you can review the list of stocks in your local library or check out the company in which your are interested.

Direct Dividend Reinvestment Plan is another method of investing directly in a company. It is generally called a DRIP. The High quality feature of this plan is that instead you receiving the dividends, you agree to reinvest the dividends in the company for more stock. It is a regular Direct Stock Plan with a reinvestment agreement. If you have a broker you may carryout a similar investment plan with your other stocks & mutual funds.

The major advantage is that company allows a private investor to purchase stocks directly this allows you to set up a pay check withdrawal each pay period for the purposes of the stock plan. There are many advisory services that you can assist in locating companies that provides direct stock purchase plan. I would suggest you can find companies in which you are interested in & make enquiries with the investor relations.

The major advantage of you contacting an individual company yourself allows you to use your own preferences & then do a small amount of leg work. The company representative provides you the necessary forms & gives you an individual advice on how to set up pay roll deduction. On the other hand you can contact your banking institutions, employer human resource or bill payer to set up the account.

It will astonish you a good number of companies that allows you to buy stocks directly by setting up a plan. The possibility ranges include utility companies, fast food stocks, entertainment and retail stocks.

It may be a good option for investing, if you have any solid company that has shown a solid performance. The only thing is you lose your time. The time it takes in gathering the information has a big payoff. You will be able to get a long term relationship & also save your commission fees.

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What Factors to Consider When Making Company Investments

Posted on August 6, 2011 by admin

Company investments require thorough research and a detailed examination of the risks involved. In order to plan financial freedom we need to first locate a good investment company. This is no easy task and one that is best left to the experts. The concept of investing in companies for financial growth and sustainability is not a new one. However, what factors should you consider when making a decision? Rule of thumb when looking for companies to invest in, you have to decide what type of service you want from the investment company.

You can do a few things to assist you with your search for the best investment companies. You need to first identify your personal goals and the end results you expect from investments, decide upon the type of relationship you want with the company and research the company itself in terms of its background, reputation and return on investment consistency.

Here’s something you need to think long and hard about when you make money investments. Final decisions are yours and the risk investments hold is also yours. You have to consider your own financial situation (current and future needs) first before deciding to invest. Quick returns that are high yield will mean more risk and quite a gamble with your money! Lower returns promise you more safety with your investment. Never invest in something you don’t understand – ask as many questions as you want until you fully grasp what is said.

Why you choose an investment company depends really on what you want to achieve. One of the most common goals across the board is to make money on investments and to minimize losses. When choosing an investment fund your goals essentially revolve around what you want to achieve from your investment. This includes the following factors:

•    Return on investment: is your preference a safe, steady income that can be earned on a regular basis? Do you want to make a one time investment and receive returns or would you prefer investing in small amounts at periodic intervals? Options on these types of returns may or may not reduce the original investment.

•    Safety: how safe do you want to play the game – conservative investments equate to minimal risk. Most people do not want to risk the loss of their original investment.

•    Growth: what sort of growth are you looking for on your investment? Remember, a growth investment has a higher risk factor than a safe money investment.

Speculative investments are high risk and also carry a high possibility of loss. It involves short term trading of stocks in new companies. Rewards are higher and of course faster, but the high risk means you need to have money you can afford to lose. As an investor, you have to set investment goals that cover the above factors. You can spread your investments to spread the risk, put a certain percentage of your money in safe income investments like interest bearing certificates and a certain percentage in investments that target growth. You have the right to choose so be selective in your investments and don’t feel shy to say ‘No’.

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Iipm-mumbai Provides Lecture on Investment Banking

Posted on August 6, 2011 by admin

Topic: Investment Banking

Presented By: Mr. Nilesh Parwari, Founder of Printbell.com

Date: 10th February 2008

Venue: IIPM Tower I, Khar (West)

Mr. Nilesh Parwari, Founder of Printbell.com and also a practical guide for Financial Modeling in various educational institutions in India and USA gave a brief introduction on investment banking. He spoke on the inception, growth and how investment banking could be a great career option. Examples of companies of investment banking, their work structure and profit margins were discussed.

Comparative analysis of investment banking in India and the USA were highlighted and various career opportunities were offered. He spoke about Technological aspects of investment banking focusing on excel and how to use it .A demo was also shown by means of a book compiled by him. Also some useful interview skills were touched upon, followed by a Question & Answer session.

GUEST LECTURE ON INVESTMENT BANKING

Mr. Nilesh Parwari, Founder of Printbell.com and also a practical guide for Financial Modeling in various educational institutions in India and USA gave a brief introduction on investment banking. He spoke on the inception, growth and how investment banking could be a great career option. Examples of companies of investment banking, their work structure and profit margins were discussed.Comparative analysis of investment banking in India and the USA were highlighted and various career opportunities were offered. He spoke about Technological aspects of investment banking focusing on excel and how to use it .A demo was also shown by means of a book compiled by him. Also some useful interview skills were touched upon, followed by a Question & Answer session.

Topic:  Forward Thinking

Presented By: MR. PRATIK SHRINGARPURE,

AVIVA LIFE INSURANCE

Date: 2ND September 2007

Venue: IIPM, Mumbai

India’s economy is booming, and so are the employment opportunities. Financial services sector is on a high growth trajectory as well; fuelled by the higher economic growth, improved liquidity, changing investment patterns and higher awareness levels. Insurance is one of the fast paced industries within the Financial service sector; with more and more players entering this lucrative field, the job market dynamics are fast-changing.

Given the competitive environment Mr. Pratik, Corporate Human Resources, West India enlightened IIPM, Mumbai students on “Forward Thinking” by explaining how the company is operating and its needs to go beyond enhancing its brand value amongst the current workforce.

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Cheap Office Furniture With Less Capital Investment

Posted on August 2, 2011 by admin

When you want to set up an office for your business, there are many things that you should take care of. As you will not have enough funds or capital investment with you, you should plan with the minimum budget that is possible. You can try for the cheap furniture that will simply fill the small room that you have taken for running your operations in very small scale. While you might be in a dilemma as to which shop you have to go to the Cheap Furniture among the several options available online. The best site is one that has the reviews from the customers for their products.

While selecting the Cheap Office Furniture you should not ignore the quality of the products you are purchasing. The simple way to check with the quality provided by a site in the name of discounts is to start with the cheap chairs. Chairs will be the main part of a room. You should have minimum of 5 to 10 chairs based on the customers you are expecting at a single time. Also while selecting the cheap office furniture you should think about the space that is available in the room that should accommodate all the furniture that you are purchasing at low prices.

The best way to purchase the products is to wait for the discounts that are available online on some of the websites. Of course, you should also validate the correct reason for the discounts whether it is the festive season or the clearance sale. You should be careful in picking the Cheap Chairs, if it is a clearance sale.

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Is foreign exchange trading the best investment out there?

Posted on August 2, 2011 by admin

You can bet that at least a handful of participants in the forex market would swear by it as the best investment they have ever made. The question is whether or not such a sentiment is shared by the rest of currency trading investors in the world. This article can only venture a speculation. However, we can still make an objective assessment of how foreign exchange investments and other forms of investments fare against each other.

To say that one financial instrument is the best investment over the rest is as much a risky business as investing itself. For one investor, stocks may be the best investment there is. Another investor might only stick to property investments as his ideal. For yet another investor, forex may be the holy grail of investing. This is only to illustrate that when it comes to financial investing, the most applicable maxim would be to each his own.

But from the point of view of an outsider, no single investment program can ever claim to be the best. There are several reasons for this and we will attempt to enumerate them in the following part.

All investments carry risks. Stocks, bonds, mutual funds, properties, forex – you name them and they have it. Any form of capital investment includes the risk of loss. Investing is always a gamble; you hope to gain based on what most other investors would consider sound financial parameters.

Some investment advisors would say that certain investment instruments carry more risks than others. That is however only one side of the coin. The other side points to an individual investors risk tolerance or the level of one’s acceptance for the possibility of financial loss. Therefore, while all investments do have risks, people’s risk tolerance vary such that for some low risk investments are their cup of tea but others would consider high risk programs as the best investments.

Taking forex again as an example, the foreign exchange market is highly volatile which accounts for many novice investors’ failure in it. Still, investors who can stomach such losses and are financially able to continue to play the currency trading game will at some point find success. The same analogy should hold true for other form of investments.

Flexibility of FX investments. With investments, flexibility may refer to a number of different things not all of which are related to each other. Flexibility in capital requirement is one; having flexibility in terms of liquidity is another. Forex investments are said to have both. But not only that – FX trading is also flexible insofar as trading hours is concerned due to the global scope of the FX market.

Now these things may seem to be advantages for FX investments, however there are also cons opposite these pros. Flexibility may also be perceived as inconsistency of the market to produce wanted results, which again points to the high volatility of the FX market.

In conclusion, forex is just like any other investment with its particular downsides and upsides. Claiming that it is the best investment is purely a subjective opinion and should not be the basis for making a decision to dive into FX investments.

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Hua Hin Real estate – Best for Investment

Posted on August 2, 2011 by admin

Thailand is one of most rapidly growing country in south Asia. Growth in every sector is remarkable. Thailand is doing very well in this world. As per latest report, unemployment in Thailand is only 0.6% and foreign exchange reserves have climbed to a record high of more than 48 billion dollars. Prices and salaries are still low. Inflation in Thailand is around 5% and average salary under 7,000 Baht per month. Real estate and construction is also booming with economy growth.

In recent decade, Thailand has attracted lot of tourists in the world. Bangkok, Hua hin, Pattaya, Ko Samui are one of most beautiful place in world and they attract lots of tourist every year. With growth of tourism, hospitality business is grown exponentially. Hotels, resorts, Condominiums, guest house and hospitality business are grows high.  

Thailand is not only became tourist attraction center but now it is on hotlist of plenty of Investors too. Real estate in Thailand booming is very high. There are lots of new construction of apartments, condos, hotels and real estate properties in Hua hin, Thailand. Sales in Hua Hin real estate is doubled in recent years. People find numerous benefits in Hua hin and Thailand and they moving there, it is one of reason to such growth in Hua hin real estate.

As investment, people buy land, condo and property in Hua hin and can easily get lots of profits from it also. As there are lots of new constructions happening in Hua Hin Property, condos and due to lots demand of Hua Hin real estate: people gets homes and property as affordable rates.  You can find new design and technology in construction of Hua Hin Real Estate. You can find such hundred of real estate in various price ranges. There is some tourist hot spot property also available like beachfront apartments, condos and even golf resort properties for rent or sale. So Investor or foreigner take advantage of unique vacation homes that can either purchase of can rent while on vacation.

As increase in property rate and real estate rates, investor puts Hua hin real property for sale, Hua Hin house for sale. Investor easily can find such Hua Hin condo for sale and can invest in it. There are many resources to find Hua Hin property for sale, Hua Hin house for sale. Internet is one of most used source to find such Hua hin property. On ihiproperty website, they can see property and can get full detail of it also. These are very helpful for foreigner investor.

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A Guide to Picking Out the Best Investment Newsletters

Posted on July 28, 2011 by admin

Lately many casual investors have found success using investment newsletters which they receive stock picks through. No emotions factor into and pollute your trades in doing so and you don’t need a background in analytics or even the time to devote to it. Receive the pick and invest, it’s as simple as that.

Not every single one of these newsletters is as good as the next, of course, despite the fact that virtually all of their sales letters may claim to turn you into a success in the market and achieve riches overnight. Common sense tells us better, but still there are a number of newsletters which are more than worth your money and time going by the picks which they generate.

Having tested a number of these newsletters over the years myself, I have found a few tips come in considerable help at differentiating the worthy from the bad. This is my guide so that non-investors can easily pick out the best investment newsletters for realizing your financial independence.

First, a moneyback guarantee enables you to get the newsletter and receive stock picks before you fully commit to it. The best investment newsletters are backed with this guarantee and the publishers even encourage you to try them in this way which I’ve done with dozens of them. Typically you’ll get on average an eight week money back guarantee period, more than enough time to try it yourself.

Next, see what sort of customer service which they offer. Failing phone support, you can always try to e-mail them and gauge their response time and quality accordingly. I’ve dealt with a few publishers which don’t even write me back when I express interest in their programs, not exactly a vote of confidence.

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